• How We Paid Off $15,000 Credit Card Debt in a Year

      Credit Card Debt I fell in love. Hard. I can still see it in my mind and often tell the story of the first time I saw the girl I eventually married. By the way, she proposed to me. But that's a story for another time. This is a story about credit card debt and paying it off fast. When you get married, you each bring things to the relationship. Some of those things are good, some are mostly...
  • How I Saved $9,800 on Water Damage Repair

    When I walked outside, the heat and humidity smacked me in the face. However, I faced the balmy late summer Florida morning because the love of my life wanted me to help her hang a wind chime off the balcony that sat over our front porch. Sometimes the "honey-dos" are much more challenging. But today I'd get those bonus points for a pretty simple task that would not require much time or effort. As I opened the garage...
  • How Much Money Do I Need to Retire Sooner?

    And there you have it... THE question most are asking when they start reading this site. "How much money do I need to retire?" Actually and unfortunately, it's not the real question they (you) are likely asking. The real question people ask is more clear with the change of one word. Here's your real question: "How much money do I WANT to retire?" Stay with me here. There is a vast difference between want and need. Maybe I...
  • Maybe the Best Way to Not Spend Money

      When I tell you what is one of the best way to not spend money, I'm probably going to make many of you mad or at the very least frustrated. It's not personal. I don't mean to make you mad. I do mean to challenge your assumptions and the things you think you need or think you need to do. You see we really have some deep rooted issues when it comes to our money, especially in the...
  • Lower Data Use – Get Rich – Retire Sooner

    You need to lower data use on your mobile phone. The price I see advertised for cell phone service with data plans is mind-boggling. I know I'm weird, but I just can't seem to understand why people pay so much for it or why they use so much of it. I'll walk you through my thought process, and maybe you'll get where I'm coming from. How It All Started We used to have different kinds of phone bills. We...